Loan Programs

CONVENTIONAL LOAN

Looking to buy a primary residence, second home or rental property? For those that qualify, the process has never been easier

We’ll help find the best conventional loans with great rates and home buying flexibility. Think you need 20% down to eliminate PMI? Not anymore!!! Think you need 20% down to purchase an investment home or a vacation home? Not anymore!!! Ask one of our professionals for details.

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REVERSE MORTGAGE

Are you at least 62-years-old and looking to pay off your mortgage, improve your monthly cash flow, or pay medical expenses?

If so, a Reverse Mortgage may be right for you. At Home Mortgage Houston, we’ll help guide you through your options and find you a Reverse Mortgage to fit your needs. Key Benefits: Convert part of the equity in your home into cash without selling your home or paying additional monthly bills Pay off medical debt Supplement your income

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FHA LOAN

Are you a first-time home buyer with imperfect credit, looking to refinance, or have limited funds for a down payment?

If so, an FHA loan may be right for you. Considered one of the easier loans to qualify for, Home Mortgage Houston will help find the best government-insured FHA loan for homeowners from all walks of life.

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COMMERCIAL LOAN

Planning to buy, refinance or expand your business? We help business owners & commercial real estate investors.

Home Mortgage Houston will help you find the best commercial real estate loan to meet your business needs. Contact one of our mortgage team members to discuss the different options and avenues that are available for all types of Business Owners and Entrepreneurs. 

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CONSTRUCTION LOAN

Are You planning to buy a newly-built home?

Now's the time to explore your financing options. Talk with one of our mortgage team members today and be one step closer to getting your dream house built.

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USDA

USDA LOAN

Do you feel more at ease surrounded by pastures than pavements?

With a USDA Loan, put $0 down and get low interest rates on your dream rural or suburban home! Contact one of our mortgage team members today to discuss qualifications and walk through your best USDA Loan options..

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VA LOAN

Are you active-duty military, veteran, or a surviving spouse interested in homeownership or refinancing?

With $0 down payment and no PMI insurance required, a government-backed VA loan makes homeownership easy! Contact one of our mortgage team members to discuss qualifications and full advantages of a VA loan today.

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